Cash Flow
See income and expenses together with settlements, collections and upcoming financial movements rather than as isolated lists.
BANGAM · Cyprus Wallet
See, plan and manage your finances in one place.
A finance app that brings personal finance, bank-statement OCR, financial tools, Social Finance and membership management into one secure experience.
One finance hub
From everyday finance to membership management
BANGAM brings personal finance and membership or lesson-fee management into one product while preserving the source and history of financial movements.
Loans and Credit Cards
Track balances, instalments, statements, partial payments and payment history without losing financial truth.
Deposits, Overdrafts and Cheques
Manage term deposits, overdraft accounts and cheque lifecycles inside one financial view.
Bank Statement OCR
Process supported statements, review extracted fields and create financial records only after user confirmation.
Finance AI
Get explanations and insights from a minimised financial context; AI cannot directly write authoritative financial records.
Social Finance
Manage friend debts, group expenses, partial settlements and payment claims with cross-account integrity.
Memberships and Lessons
Track members, fees, schedules, attendance and reminders for trainers, teachers and membership-based services.
Financial Tools
Use loan, deposit, cheque-discount, FX and overdraft calculators, with shareable PDF output where supported.
Private finance areaPrivate financial screens are not exposed to search engines.
User reviewOCR output can be reviewed before it becomes a financial record.
Financial integritySettlements, reversals and history are preserved through canonical flows.